Owning your first rental property is both exciting and intimidating. Being a new landlord entails a slew of challenges, triumphs, and unavoidable blunders. There are a lot of factors that come into play that essentially determine how successful you are as a landlord. First-time landlords are faced with the highs and lows of the business,…
read moreThere are laws in place that protect the rights of section 8 tenants. Most people don't know them or are scared to exercise these rights for fear of reprisal by the landlord. Section 8 tenants have rights that can be exercised under any circumstance, and by working with their HUD office, these rights can be…
read moreRenting an apartment or buying a house, the general question that flows through the average persons' mind is how much of the total income should go into housing as a whole. Housing is the biggest line item in the budget for most households, but it's extremely difficult to know how much you should spend. Pooling…
read moreFigure out how much home you can realistically buy and if a lender will approve you. According to the U.S census in 2020, over 62% of homeowners have at least one mortgage circulating over 10.3 trillion dollars in mortgage debt. The idea of debt sounds scary, but when properly understood and responsibly managed, debt can…
read moreSpecifics of refinancing property and the steps to move forward with the process. To refinance your home means that you are essentially throwing out your old mortgage and applying for a new one. This comes with a different principle and generally a lower monthly payment. The new mortgage is what your lender will use to…
read moreAssessing the pros and cons of a reverse mortgage for seniors 62+. A reverse mortgage is a profitable decision for some homeowners aged 62 and up with a decent amount of equity in their home. A reverse mortgage is a way for these homeowners to reap the benefits of pulling equity from property as retirees.…
read moreWhenever it comes down to saving money, all it takes is a little forethought and determination. Making modest modifications around the home is one of them and this will save you a great deal of money over time. Here are some of the most cost-effective strategies to save money on house repairs. Just-In-Time Maintenance (JITM) Avoiding…
read moreA home security system will give you peace of mind while also acting as a deterrent to intruders. Whether you rent or own a house, these home security systems will keep you and your belongings secure without breaking the bank. SimpliSafe SimpliSafe is a no-contract, low-cost security system. It is simple to set up on…
read moreHome repair costs are high! Whether you own or rent, things break and require repairing. We sometimes prolong repairs because we don't know the cost and do not want to overspend. We will show you 5 ways to cut your repair by more than half by fixing things yourself. Toilet Triage Clogged toilets are an inevitable part of…
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